If American Credit Bureau is constantly calling, stay alert for behaviors that break federal debt collection laws. Harassment often starts with repeated or excessive phone calls, sometimes multiple times a day or during inconvenient hours. Be cautious if they threaten legal action, wage garnishment, or arrest—these claims are often unlawful unless they genuinely intend to pursue them.... https://protectionforconsumers.com/facing-american-credit-bureau-phone-harassment/